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9 Facts About Social Security
How much do we really know about Social Security?
Read MoreEight Mistakes That Can Upend Your Retirement
Pursuing your retirement dreams is challenging enough without making some common, and very avoidable, mistakes. Here are eight big mistakes to steer clear of, if possible.
Read MoreAvoiding Cognitive Decline
Of those aged 65 and older, 15 to 20 percent have mild cognitive impairment. People living with mild cognitive impairment are more likely to develop Alzheimers, and almost two-thirds of people currently living with Alzheimers are women.
Read MoreBreaking Down the Parts of Medicare
Generally, there are different parts of Medicare that help cover specific services.
Read MoreHow Retirement Spending Changes With Time
New retirees sometimes worry that they are spending too much, too soon. Should they scale back? Are they at risk of outliving their money?
Read MorePrescription Drug Benefits Under Medicare (Part D)
Medicare’s prescription drug benefit (Part D) is the part of Medicare that provides outpatient drug coverage.
Read MoreRevising Estate Strategy Assumptions
When the rules of the game change, tactics should follow in response to the new landscape.
Read MoreFive Most Overlooked Tax Deductions
Who among us wants to pay the IRS more taxes than we have to?
Read MoreTax Efficiency in Retirement
Will you pay higher taxes in retirement? It’s possible.
Read MoreSpotting Credit Trouble
American households with credit card balances carry an average debt of $8,602.1.
Read MoreCaring for Aging Parents
Thanks to healthier lifestyles and advances in modern medicine, the worldwide population over age 65 is growing.
Read MoreCritical Estate Documents
There are many critical estate documents that you need to have a solid understanding of as you get older.
Read MoreWhat to Look for in an Extended-Care Policy
Extended-care coverage can be complex. Here’s a list of questions to ask that may help you better understand the costs and benefits of these policies.
Read MoreEstate Management Checklist
Do you have everything ready on your estate management list?
Read MoreIRA Withdrawals that Escape the 10% Tax Penalty
Prior to age 59½, you generally subject to a 10% tax penalty because policymakers wanted to create a disincentive use for savings for anything other than retirement.
Read MorePlease Leave Home Without It
Concerns over identity theft continue to grow, especially with the news of data breaches at major companies and financial institutions.
Read MoreThe Investment Risk No One’s Ever Heard Of
Knowledgeable investors are aware that investing in the capital markets presents any number of risks.
Read MoreTo Catch a Thief
Many Americans have taken steps in recent years to protect their identity.
Read MoreWill Power
Only 45 percent of adults have a will or other estate documents in place, which may not be entirely surprising
Read MoreAnd the Executor Is
You might give special consideration to someone who is well organized and capable of handling financial matters for your will.
Read MoreHealthcare Costs in Retirement
In a 2021 survey, 32% of all workers reported they were either “not too” or “not at all” confident that they would have enough money to pay for their medical expenses in retirement.
Read MoreHow Will Working Affect Social Security Benefits?
In a recent survey, 68% of current workers stated they plan to work for pay after retiring.1
Read MoreImportant Birthdays Over 50
Most children stop being “and-a-half” somewhere around age 12. Kids add “and-a-half“ to make sure everyone knows they’re closer to the next age than the last.
Read MoreMedicare vs. Medicaid
Medicare and Medicaid are two separate, government-run programs. They are operated and funded by different parts of the government and primarily serve different groups.
Read MoreMortgages in Retirement
Anyone who has gone through the process of mapping out their retirement knows there can be a lot to keep in mind.
Read MorePut It in a Letter
Most people don’t spend too much time thinking about their own funeral, and yet many of us have a vision about our memorial service or the handling of our remains.
Read MoreRevising Estate Strategy Assumptions
When the rules of the game change, tactics should follow in response to the new landscape
Read MoreSocial Security Benefits: How Much Will I Receive
Next to “When should I claim Social Security benefits?”, one of the more common questions people have is “How much will I receive?”
Read MoreSocial Security: Five Facts You Need to Know
Social Security can be complicated, and as a result many individuals don’t have a full understanding of the choices they may have. Here are five facts about Social Security that are important to keep in mind.
Read MoreSocial Security: The Elephant in the Room
For most Americans, Social Security has represented nothing more than some unavoidable payroll deduction with the positively cryptic initials of “FICA” and “OASDI".
Read MoreThinking of Retiring Abroad?
According to a 2017 report from International Living Magazine, Mexico tops the list of places to retire abroad. Panama ranks second, followed by Ecuador, Costa Rica, and Colombia.
Read MoreAmerican Rescue Plan Act
The Cetera Advanced Planning Group has released an overview of the American Rescue Plan Act of 2021. This provides explanation and analysis on how this may affect your financial planning interests. This overview provides information...
Read MoreUnderstanding Extended Care
Addressing the potential risks of extended term care expenses may be one of the biggest financial challenges for individuals who are developing a retirement strategy.
Read MoreWhat's New for Social Security?
Whether you’re applying for Social Security in the future or currently receiving benefits, there are some important changes to keep in mind.
Read MoreWhere Will Your Retirement Money Come From?
For many people, retirement income may come from a variety of sources. Here’s a quick review of the six main sources:
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